Payment plans
Pay in stages as the building rises, from your own money, with a mortgage, or both.
Pay as the building rises
Five steps tied to real milestones on site. Nothing is due for work that isn't done.
10%
On signing
Reservation fee counts toward it
20%
Structure complete
20%
Facades and roof
20%
Interiors finished
30%
On handover
Or with your mortgage
What it costs each month
Pick a bank and a down payment. Fees and insurance are in, and the APR shows the full cost in one number.
Price of the homeincl. VAT · VAT €14,862
Down payment15% · €27,000
At least 15% at North Bank · fixed 5 yrs.
Years30
Bank
Program
Instalments
Monthly payment, insurance and fees included
€888
After 5 years at 5.50% (Index 3.40% + 2.10%): about €910
Loan
€153,000
APR (all costs)
5.96%
Interest rate
5.20% fixed 5 yrs
Total interest
€156,968
Fees at signing
€300
Total paid to the bank
€322,550
All banks, same home and down payment, lowest APR first
Paying the developerYour own money: €27,000 · the bank pays €153,000 at handover
€18,000
10% · On signing
€36,000
20% · Structure
€36,000
20% · Facades
€36,000
20% · Interiors
€54,000
30% · Handover
Example figures for illustration. The bank's offer is the one that counts.
Questions buyers ask
If yours isn't here, the sales team answers within a working day.